- ๐ญ I'm a Undegraduated Student of Computer Science
- โก Interested in Data Science,Machine Learning, Data Analytics and Business Inteligence
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richardzefan / home-credit-default-risk Goto Github PK
View Code? Open in Web Editor NEWMany people struggle to get loans due to insufficient or non-existent credit histories. And, unfortunately, this population is often taken advantage of by untrustworthy lenders. Home Credit strives to broaden financial inclusion for the unbanked population by providing a positive and safe borrowing experience. In order to make sure this underserved population has a positive loan experience, Home Credit makes use of a variety of alternative data--including telco and transactional information--to predict their clients' repayment abilities.