public class TransferController {

    private TransferService transferService;

    public Result<Boolean> transfer(String targetAccountNumber, BigDecimal amount, HttpSession session) {
        Long userId = (Long) session.getAttribute("userId");
        return transferService.transfer(userId, targetAccountNumber, amount, "CNY");
    }
}

public class TransferServiceImpl implements TransferService {

    private static final String TOPIC_AUDIT_LOG = "TOPIC_AUDIT_LOG";
    private AccountMapper accountDAO;
    private KafkaTemplate<String, String> kafkaTemplate;
    private YahooForexService yahooForex;

    @Override
    public Result<Boolean> transfer(Long sourceUserId, String targetAccountNumber, BigDecimal targetAmount, String targetCurrency) {
        // 1. 从数据库读取数据，忽略所有校验逻辑如账号是否存在等
        AccountDO sourceAccountDO = accountDAO.selectByUserId(sourceUserId);
        AccountDO targetAccountDO = accountDAO.selectByAccountNumber(targetAccountNumber);

        // 2. 业务参数校验
        if (!targetAccountDO.getCurrency().equals(targetCurrency)) {
            throw new InvalidCurrencyException();
        }

        // 3. 获取外部数据，并且包含一定的业务逻辑
        // exchange rate = 1 source currency = X target currency
        BigDecimal exchangeRate = BigDecimal.ONE;
        if (sourceAccountDO.getCurrency().equals(targetCurrency)) {
            exchangeRate = yahooForex.getExchangeRate(sourceAccountDO.getCurrency(), targetCurrency);
        }
        BigDecimal sourceAmount = targetAmount.divide(exchangeRate, RoundingMode.DOWN);

        // 4. 业务参数校验
        if (sourceAccountDO.getAvailable().compareTo(sourceAmount) < 0) {
            throw new InsufficientFundsException();
        }

        if (sourceAccountDO.getDailyLimit().compareTo(sourceAmount) < 0) {
            throw new DailyLimitExceededException();
        }

        // 5. 计算新值，并且更新字段
        BigDecimal newSource = sourceAccountDO.getAvailable().subtract(sourceAmount);
        BigDecimal newTarget = targetAccountDO.getAvailable().add(targetAmount);
        sourceAccountDO.setAvailable(newSource);
        targetAccountDO.setAvailable(newTarget);

        // 6. 更新到数据库
        accountDAO.update(sourceAccountDO);
        accountDAO.update(targetAccountDO);

        // 7. 发送审计消息
        String message = sourceUserId + "," + targetAccountNumber + "," + targetAmount + "," + targetCurrency;
        kafkaTemplate.send(TOPIC_AUDIT_LOG, message);

        return Result.success(true);
    }

}