Bake Off 2: This Time it's for Classification

Please fork this repo, launch jupyter, and begin developing your model.

Please submit your predictions here

Challenge

The goal for this challenge is to predict whether a person will default on their loan. In doing so, we want to utilize all of the different tools we have learned over the course: data cleaning, EDA, feature engineering/transformation, feature selection, hyperparameter tuning, and model evaluation.

The dataset comes from customers default payments.

Data Files

In this repo, just as before, you will find two csv files.

1. train_data.csv This includes the features and target variables that you will use to train a predictive model

2. test_features.csv This includes a testing set of data with the default payment next month column removed. You will make your final predictions on these observations and submit the predictions as a csv file.

Feature Descriptions

• ID: ID of each client
• LIMIT_BAL: Amount of given credit in NT dollars (includes individual and family/supplementary credit
• SEX: Gender (1=male, 2=female)
• EDUCATION: (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown)
• MARRIAGE: Marital status (1=married, 2=single, 3=others)
• AGE: Age in years
• PAY_0: Repayment status in September, 2005 (-1=pay duly, 1=payment delay for one month, 2=payment delay for two months, … 8=payment delay for eight months, 9=payment delay for nine months and above)
• PAY_2: Repayment status in August, 2005 (scale same as above)
• PAY_3: Repayment status in July, 2005 (scale same as above)
• PAY_4: Repayment status in June, 2005 (scale same as above)
• PAY_5: Repayment status in May, 2005 (scale same as above)
• PAY_6: Repayment status in April, 2005 (scale same as above)
• BILL_AMT1: Amount of bill statement in September, 2005 (NT dollar)
• BILL_AMT2: Amount of bill statement in August, 2005 (NT dollar)
• BILL_AMT3: Amount of bill statement in July, 2005 (NT dollar)
• BILL_AMT4: Amount of bill statement in June, 2005 (NT dollar)
• BILL_AMT5: Amount of bill statement in May, 2005 (NT dollar)
• BILL_AMT6: Amount of bill statement in April, 2005 (NT dollar)
• PAY_AMT1: Amount of previous payment in September, 2005 (NT dollar)
• PAY_AMT2: Amount of previous payment in August, 2005 (NT dollar)
• PAY_AMT3: Amount of previous payment in July, 2005 (NT dollar)
• PAY_AMT4: Amount of previous payment in June, 2005 (NT dollar)
• PAY_AMT5: Amount of previous payment in May, 2005 (NT dollar)
• PAY_AMT6: Amount of previous payment in April, 2005 (NT dollar)
• default.payment.next.month: Default payment (1=yes, 0=no)

• You will be given 1 hour and 45 minutes to build your best model using the training data. There is a hard cut-off at 6pm. Any late submissions will not be considered.

Metrics

Test results will be scored by ROC-AUC.