Customer โ credit department of the bank. Input data from bank - statistics on the solvency of customers for the previous period.
The purpose of the study is to check whether the fact of repaying the loan on time affects:
- Marital status of the borrower.
- Number of children of the borrower.
- Income of the borrower.
- Purpose of the loan.
The results of research will be taken into account when building a credit scoring model - a special system that assesses the ability of a potential borrower to repay a loan to a bank.
Research sequence:
- Data review.
- Data preprocessing.
- Hypothesis testing.